What to Do After a Construction Site Accident
Get medical care, report the injury to your supervisor in writing right away, and file for workers' compensation, which usually pays medical bills and part of lost wages regardless of fault. Photograph the scene and equipment and get witness names. You may also have a separate injury claim against a third party, such as another contractor, property owner or equipment maker.
Construction is one of the most dangerous industries. After an accident, injured workers often have more than one path to compensation, and early steps protect all of them.
Common construction accidents
OSHA's "Focus Four" hazards cause a large share of construction deaths and injuries (OSHA):
- Falls from roofs, ladders and scaffolds
- Struck-by accidents: falling objects, vehicles, equipment
- Caught-in or caught-between accidents: trench collapses, machinery
- Electrocution
Steps to take
- Get medical care and tell the provider the injury happened at work.
- Report the injury in writing to your supervisor as soon as possible. States set deadlines for notifying employers, and late notice can endanger a workers' comp claim.
- Photograph the scene, equipment, missing guardrails or protective gear.
- Get witness names, including workers from other companies.
- Keep records of medical visits, bills and missed work.
- Do not sign statements for an insurer without understanding them.
Workers' compensation
Workers' comp generally pays medical treatment and part of lost wages regardless of who was at fault. In exchange, employees usually cannot sue their own employer for negligence (Cornell LII). See what to do after a workplace injury and do you need a lawyer for workers' comp.
Third-party claims
Construction sites have many companies. If someone other than your employer caused the accident, you may sue them for full damages, including pain and suffering, which workers' comp does not pay. Possible third parties:
- General contractor or other subcontractors
- Property owner
- Equipment or tool manufacturer, for defective scaffolds, lifts or power tools
- Engineering or design firms
- Drivers of vehicles on site
Some states have special statutes that make owners and contractors liable for certain gravity-related accidents, such as falls from heights.
Safety complaints
Workers have a right to file a safety complaint with OSHA, and employers may not retaliate for reporting injuries or hazards (OSHA).
If you are not an employee
Visitors and passersby injured by construction activity can bring ordinary negligence or premises liability claims.
A personal injury lawyer can coordinate a workers' comp claim with any third-party lawsuit.
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This article is general legal information, not legal advice, and reading it does not create an attorney-client relationship. Laws differ by state and change over time; talk to a licensed attorney in your state about your situation.
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